Sylvia Woods

157 W 123rd Street 3e

New York, NY
$ 155,000 Beds 0 Baths 1 Sq 250
Monthly Estimate* How much can I afford?

Showings are by appointment only. This move-in ready studio apartment on the third floor of an elevator building in fashionable South Harlem represents terrific value. The unit is in very good condition with high ceilings, hardwood floors, a tiled bathroom, and kitchen with new cabinets. 157 West 123rd is a well-run HDFC cooperative bordering the Mount Morris Park Historic District. Monthly maintenance (including heat and hot water) is a very affordable $350/month. This is a Housing Development Fund Corporation (HDFC) building, subject to income and primary residence restrictions. Income restrictions are 120% of Area Median Income, which for an individual is $136,080 per year. This lovely home is located a few steps from Harlem’s Restaurant Row, and close to the 2/3 and B/C subway lines. Shopping on 125th Street (including the new Trader Joe’s and Target) is just a short walk away. For recreation, the home is close to Mount Morris Park and within walking distance of Central Park. This property is delivered vacant with all paperwork provided.

Single Family

  • Price
  • $ 155,000
  • City
  • New York
  • Bedrooms
  • 0
  • Full Bathrooms
  • 1
  • County
  • NEW YORK
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.1446 Acres
  • Zip
  • 10027
  • Sqr Footage
  • 250
  • Year Built
  • 1910
  • Taxes
  • $ 122015
  • Style
  • MLS#
  • 1014548
Listed By: Harlem Lofts Inc.
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Public Sewer
Heating Steam
Cooling Wall/Window Unit(s)
Utilities Cable Connected,Electricity Connected,Sewer Connected,Trash Collection Public,Water Connected
Appliances Electric Cooktop,Freezer,Refrigerator
Architectural Style Other
Construction Materials Brick
Year Built 1910
Unit Number 3E
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 1908-0001
County New York (Manhattan)
Property Type Residential
HOA No
Garage Y/N No
Total Rooms 2
Full Baths 1
City New York
Senior Community Y/N No
Carport Y/N No
Property Attached Y/N No
Tax Annual Amount 122015
Building Area Units Square Feet
Standard Status Active
PostalCity New York (Manhattan)
Listing Appliances Electric Cooktop, Freezer, Refrigerator

Interior Features

Interior Amenities Elevator,High Ceilings,Primary Bathroom
Basement (Y/N) No
Fireplace Y/N No
Total Baths 1
General Features Elevator,High Ceilings,Primary Bathroom

Exterior Features

Parking Features On Street
Water Source Public
Parking Features On Street
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/16/2026 Listed $160,000
6/19/2026 4% - $155,000

Property vs Zip Code Average in 10027

Price
AVG $1.82M
$160K
Taxes
AVG $46,951
$122,015
Year Built
AVG 1909
1910
Visits
AVG 33
66
Data Provided by Inside Real Estate®

Areas That We Cover

157 W 123rd Street 3e New York, NY is a Single Family Home for sale at $155000 with 250 sqft and a lot size of 0.1446 Acres Acre(s). 157 W 123rd Street 3e New York has 0 bedrooms, 1 baths and was built in 1910. The property's zip code is 10027 which is in New York, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Sylvia Woods

Sylvia Woods

Broker/Owner

914-523-5624

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