45 Hemlock Trail Court

Carmel, NY
$ 639,000 Beds 3 Baths 4 Sq 2,428
Monthly Estimate* How much can I afford?

Unique and stunning! If you've been looking for something different... your wait is over. So many special features from the welcoming front entry with built-in seating, circular driveway, huge and impressive entry foyer with built-ins, wainscot walls and dentil moldings, to the striking formal DR showcasing lighted built-ins, dentil & picture frame moldings, and multiple french doors leading to gorgeous multi-level stone & custom tile patios make this one an incredible stand out! Beautiful, spacious & sun-filled granite EIK with breakfast isle, ceramic plank flooring, all SS appliances, recessed lighting, and glass doors to second patio, bringing the outdoors in and perfect for entertaining. Spacious & inviting Great Rm/LR with full wall brick wood burning fireplace surrounded by custom built-ins and storage nooks and a delightful bay window bathing the room in natural light. Rich wood laminate floors cover the LR, hallways and stairs and continue through the Primary ensuite and two additional bedrooms on the second floor. Lovely property is bordered by quaint stone walls and backs to the woods for privacy. Wonderfully finished lower level family room with full bath, lots of storage. Whole house generator, 2 year roof, updated 200 amp electric, so much more. Great community and location with private lake rights, featuring a sandy beach, playground, baseball & soccer fields round out the great package on this incredible home. Come fall in love and make it your own!

Single Family

  • Price
  • $ 639,000
  • City
  • Carmel
  • Bedrooms
  • 3
  • Full Bathrooms
  • 4
  • County
  • PUTNAM
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.55 Acres
  • Zip
  • 10512
  • Sqr Footage
  • 2,428
  • Year Built
  • 1979
  • Taxes
  • $ 14374
  • Style
  • Split Level
  • MLS#
  • 1048391
Listed By: BHHS Hudson Valley Properties
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Septic Tank
Heating Baseboard,Hot Water,Oil
Cooling Central Air
Utilities Cable Connected,Electricity Connected,Phone Connected
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
HOA Fee 1015
Garage Spaces 2
Association Fee Includes Common Area Maintenance,Other,Trash
Patio/Porch Features Patio,Porch
Architectural Style Split Level
Pool Features Above Ground
Security Features Smoke Detector(s)
Construction Materials Brick,Vinyl Siding
Year Built 1979
View Neighborhood,Panoramic,Trees/Woods
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 372200-033-018-0001-044-000-0000
Waterfront Features Beach Access,Lake Privileges,Water Access
Community Features Other,Park,Playground
Assoc Fee Paid Per Annually
County Putnam County
Property Type Residential
Association Amenities Other,Park,Parking,Playground,Recreation Facilities
HOA Yes
Subdivision Name Hill and Dale Country Club
Garage Y/N Yes
Total Rooms 8
Full Baths 4
High School Carmel High School
City Carmel
Senior Community Y/N No
High School District Carmel
Carport Y/N No
Elementary School Kent Primary
Property Attached Y/N No
Tax Annual Amount 14374
Middle/Junior High School George Fischer Middle School
Property Condition Updated/Remodeled
Additional Parcels Y/N No
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Carmel
Elementary School District Carmel
Tax Assessed Value 530000
PostalCity Carmel
AttributionContact 845-896-9000
Year Built Effective 2015
Listing Appliances Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer

Interior Features

Interior Amenities First Floor Full Bath,Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Open Floorplan,Pantry,Primary Bathroom,Recessed Lightin
Basement Finished,Full,Storage Space
Flooring Ceramic Tile,Laminate
Total Fireplaces 1
Fireplace Features Living Room,Wood Burning
Formal Dining Yes
Basement Features Finished, Full, Storage Space
Basement (Y/N) Yes
Fireplace Y/N Yes
Total Bedrooms 3
Eat-in Kitchen Yes
Total Baths 4
General Features First Floor Full Bath,Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Open Floorplan,Pantry,Primary Bathroom
Entrance Foyer Yes
Ceiling Fan(s) Yes

Exterior Features

Exterior Amenities Lighting,Mailbox
Fencing None
Parking Features Attached,Driveway,Garage
Water Source Well
Total Parking 6
Parking Spaces 6
Parking Features Attached, Driveway, Garage
Spa No
Building Area Total 2628
Waterfront Y/N No
Horse Y/N No
General Features Ext. Lighting,Mailbox

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Kent Primary Elementary School
Middle School George Fischer Middle School
High School Carmel High School

Price History

9/10/2026 Listed $639,000

Property vs Zip Code Average in 10512

Price
AVG $660K
$640K
Taxes
AVG $15,991
$14,374
Year Built
AVG 1961
1979
Visits
AVG 41
7
Data Provided by Inside Real Estate®

Areas That We Cover

45 Hemlock Trail Court Carmel, NY is a Single Family Home for sale at $639000 with 2428 sqft and a lot size of 0.55 Acres Acre(s). 45 Hemlock Trail Court Carmel has 3 bedrooms, 4 baths and was built in 1979. The property's zip code is 10512 which is in Carmel, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.