Sylvia Woods

431 4th Street

Mamaroneck, NY
$ 699,900 Beds 3 Baths 2.5 Sq 1,314
Monthly Estimate* How much can I afford?

Turnkey comfort, modern conveniences, and low-maintenance living come together at 431 4th Street in the heart of Mamaroneck, New York. Located within the prestigious Rye Neck School District, this home combines style, functionality, and commuter-friendly living just minutes from Florence Park, two Metro-North stations, Beeline Buses, major highways, vibrant downtown restaurants and shops, and the renowned Harbor Island Park waterfront and beach. Here you'll find a 3-bedroom, 2.5-bath property that welcomes you home every time. With the first-floor primary suite, and a sun-filled open floor plan that includes so many conveniences, you could literally avoid having to go up or down stairs. The seamless indoor-outdoor flow to a low maintenance white picket fence bordered front yard and a custom wraparound back deck make this home a rare gem in this centrally located part of Mamaroneck. The modern kitchen showcases stainless steel appliances, sleek bar stool countertops, washer and dryer, and adjustable remote-controlled lighting that compliment the livingroom's design for both everyday living and effortless entertaining. If you do go upstairs, you'll find a truly bright and organized space to create your own retreat! It includes two spacious bedrooms with generous closets and new windows, a full bathroom with tub, built-in shower light and shelving, plus an additional walk-in hall closet that has access to the attic scuttle. The lower level features polished tile flooring, built-in shelving, abundant storage, upgraded major mechanicals, including a French drain system, walkout access, Bilco doors, and flexible space ideal for recreation, a workshop, home office, gym, or additional living needs. Thoughtfully updated throughout, this elegant, sun-filled home offers the ease of low-maintenance living while placing you close to everything Mamaroneck and the Rye Neck School District have to offer — from waterfront recreation and parks to dining, shopping, great schools, and convenient trips to NYC by car or by Metro-North's 37 minute express train. Come see for yourself and make your best offer today.

Single Family

  • Price
  • $ 699,900
  • City
  • Mamaroneck
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WESTCHESTER
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.0371 Acres
  • Zip
  • 10543
  • Sqr Footage
  • 1,314
  • Year Built
  • 1960
  • Taxes
  • $ 8483
  • Style
  • Colonial
  • MLS#
  • 984719
Listed By: eXp Realty
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Public Sewer
Heating Baseboard,Hot Water,Steam
Cooling Wall/Window Unit(s)
Utilities Cable Available,Electricity Available
Appliances Dishwasher,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
Patio/Porch Features Deck
Architectural Style Colonial
Security Features Other,Smoke Detector(s),Video Cameras
Construction Materials Aluminum Siding,Vinyl Siding
Year Built 1960
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 154.27-2-67
County Westchester County
Property Type Residential
HOA No
Garage Y/N No
Total Rooms 10
Full Baths 2
Directions Just off of Halstead Ave,between Hunter St and 5th St.
High School Rye Neck Senior High School
City Mamaroneck
Senior Community Y/N No
High School District Rye Neck
Carport Y/N No
Elementary School F E Bellows Elementary School
Property Attached Y/N No
Tax Annual Amount 8483.14
Middle/Junior High School Rye Neck Middle School
Property Condition Updated/Remodeled
Additional Parcels Y/N No
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Rye Neck
Elementary School District Rye Neck
Tax Assessed Value 489300
Tax Lot 67
Virtual Tour https://links.mail.insiderealestate.com/?ref=38YAAG_YE05J-hdotNI6LdMCTDwk7vKEAQAAABlsQdAVj9C6Kgm-SiJnzCGw8JgO3hK8EBzTF2I4QCdUaZpbt1VFweRVT6NgoHJJ4oDYusE9eiQ0XyvPAnz9Yy-dw05Jflm_9RorNPun135T2gDKGtckEc
PostalCity Mamaroneck
Listing Appliances Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer

Interior Features

Interior Amenities First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Natural Woodwork,Open Floorplan,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Recessed Lighting,S
Basement Bilco Door(s),Finished,Storage Space,Walk-Out Access
Flooring Ceramic Tile,Hardwood,Vinyl
Basement Features Bilco Door(s), Finished, Storage Space, Walk-Out Access
Basement (Y/N) Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 3
Total Baths 3
General Features First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Natural Woodwork,Open Floorplan,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Recessed Lighting

Exterior Features

Exterior Amenities Lighting,Mailbox
Fencing Back Yard,Chain Link,Fenced,Perimeter,Vinyl
Parking Features On Street,Open
Water Source Public
Parking Features On Street, Open
Foundation Details Concrete Perimeter,Slab
Spa No
Building Area Total 1614
Waterfront Y/N No
Horse Y/N No
General Features Ext. Lighting,Mailbox

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mount Vernon, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School F E Bellows Elementary School
Middle School Rye Neck Middle School
High School Rye Neck Senior High School

Price History

4/14/2026 Listed $799,900
5/12/2026 7% - $749,000
6/24/2026 7% - $699,900

Property vs Zip Code Average in 10543

Price
AVG $1.3M
$700K
Taxes
AVG $24,107
$8,483
Year Built
AVG 1947
1960
Visits
AVG 114
666
Data Provided by Inside Real Estate®

Areas That We Cover

431 4th Street Mamaroneck, NY is a Single Family Home for sale at $699900 with 1314 sqft and a lot size of 0.0371 Acres Acre(s). 431 4th Street Mamaroneck has 3 bedrooms, 2 baths and was built in 1960. The property's zip code is 10543 which is in Mamaroneck, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Sylvia Woods

Sylvia Woods

Broker/Owner

914-523-5624

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